Preview

Hardware and Software Used in Public Bank

Good Essays
Open Document
Open Document
7410 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
Hardware and Software Used in Public Bank
1.0 Background
Public Bank is currently the largest domestic bank in Malaysia by shareholders’ funds. It is well-known in 1966 by its founder and chairman, Tan Sri Dato Sri Dr Teh Hong Piow. The bank was planned on the Malaysia Stock Exchange in 1967. The Public Bank Group employs more than 14,000 people, with in Hong Kong and China, Cambodia, Vietnam, Laos and Sri Lanka. Public Bank is one of the most competent banks as reflected by its low cost to revenue ratio in Malaysia. The Public Bank Group has established a strong potential of delivering remarkably high rates of organic growth in its centre business. Over the years, the Public Bank Group has been part of physically powerful catalysts to support Malaysia economic growth. From the start of this, Public Bank has form itself into a strong and successful financial institution, contribution wide range of competitive and innovative products and solutions to meet its customers’ needs. Public Bank is the most recognized brand in the Malaysia financial services manufacturing for its strong brand guarantee. Public Bank Berhad is occupied in commercial banking, investment banking, financing and Islamic banking business, stock-broking, provision of related financial services, management of unit trust funds and sale of trust units, underwriting of insurance, and investment holding. Complemented by business banking services, Public Bank is a market leader in consumer banking and retail commercial lending to SMEs in Malaysia. The company operates six segments. Hire purchase operations are focused on the stipulation of passenger vehicle financing to all levels of customers. Retail operations focus on producing products and providing services to each and every customer. The Company operates six segments. Hire purchase operations are focused on the provision of passenger vehicle financing to all levels of customers. Retail operations focus on providing products and services to individual customers and small-and medium-sized

You May Also Find These Documents Helpful

  • Powerful Essays

    During the early years after independence, foreign banks dominated the Malaysian banking scene. For instance, two years after independence (1959), there were only 8 local banks out of the 26 commercial banks in operation. Twenty years later, the role played by the local banks improve considerably when the number of commercial banks increased to 38 with 21 domestic banks and 16 foreign banks in 1982. The number shrank considerably (although the split between local and foreign banks is maintained) in the 1990s following a spate of ‘mergers and take-overs’ as banks try to secure particular niches…

    • 5176 Words
    • 21 Pages
    Powerful Essays
  • Powerful Essays

    Oligopoly Market

    • 7321 Words
    • 30 Pages

    ABSTRACT The attempt of this paper is to analyze the Malaysian retail banking market within structure-conductperformance paradigm framework which roots from the industrial organizational field. The Malaysian retail banking market practices dual banking system which consists of conventional and Islamic banking firms. Therefore, the analysis in this paper will focus on the structure, conduct and performance of both banking system descriptively. The structure of the retail banking market will also focused on several aspects such as market size and distribution, market competitiveness, market delineation and barriers to entry. While, marketing expenses, distribution of the branches and the quality of services will be analyzed to evaluate the banking firms conduct in the market. Meanwhile, the performance of the banking firms will be analyzed from two perspectives namely, ratio analysis and welfare perspectives. Overall, the study shows that both domestic and foreign banking firms play a significant role in the Malaysian retail banking market. Keywords: Banking; Industrial Organization; Structure-conduct-performance;…

    • 7321 Words
    • 30 Pages
    Powerful Essays
  • Powerful Essays

    Punjab National Bank

    • 18172 Words
    • 73 Pages

    For the present study Punjab National Bank (PNB) has been selected. The reason for selecting PNB is that it is the leading Nationalised Bank in India after SBI. It became the first Nationalised Bank to book Rs. 1000 crore as net profit in single quarter of Oct-Dec 2008. The bank achieved 100% Core Banking Solution (CBS) even by the year 2008.…

    • 18172 Words
    • 73 Pages
    Powerful Essays
  • Best Essays

    Budget Problem Public Bank

    • 2969 Words
    • 12 Pages

    Public Bank Berhad’s core business is to provide wide range of banking and financial services that includes commercial banking, retail wealth management, Islamic banking, investment banking, stock broking and card businesses. Public Bank is a market leader in consumer banking and retail commercial lending to SMEs (Small to Medium Enterprise) in Malaysia, complemented by corporate banking services as well. (Public Bank)…

    • 2969 Words
    • 12 Pages
    Best Essays
  • Powerful Essays

    ✓ P. Kangis and V. Voukelatos. Private and public banks: a comparison of customer expectations and perceptions. International Journal of Bank Marketing. 1997, 17 (5): 279-287.…

    • 3713 Words
    • 15 Pages
    Powerful Essays
  • Powerful Essays

    Within this short time the bank has been successful in positioning itself as progressive and dynamic financial institution in the country. This is now widely acclaimed by the business community, from small entrepreneur to big merchant and conglomerates, including top rated corporate and foreign investors, for modern and innovative ideas and financial solution.…

    • 17067 Words
    • 69 Pages
    Powerful Essays
  • Powerful Essays

    BANK MANAGEMENT SYSTEM

    • 2791 Words
    • 18 Pages

    As the firm for which the software is to be created is a Bank, the various activities of the bank which the software must carry out is maintenance of account holders’ details, their transactions, interest calculation for fixed deposit account holders’ etc. The software created must…

    • 2791 Words
    • 18 Pages
    Powerful Essays
  • Best Essays

    Cimb

    • 2924 Words
    • 12 Pages

    CIMB Group is Malaysia’s second largest financial services provider. It is listed on Bursa Malaysia through Bumiputra-Commerce Holdings Berhad (BCHB). In 2004, the CIMB Group began the process of creating a strong and competitive universal bank anchored by Commerce International Merchant Bankers (CIMB), Malaysia’s largest investment bank. In line with CIMB 's forward thinking philosophy, CIMB has acquired stakes in international banks and these subsidiaries have been integrated into the CIMB Group making the CIMB Group the leader in investment banking in Southeast Asia.…

    • 2924 Words
    • 12 Pages
    Best Essays
  • Powerful Essays

    As a leading financial services provider in Malaysia, the Public Bank Group offers a comprehensive range of financial products and services covering, amongst others, personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sales and management of unit trust funds, bancassurance and general insurance products.…

    • 1323 Words
    • 6 Pages
    Powerful Essays
  • Best Essays

    Flood

    • 3489 Words
    • 14 Pages

    Hong Leong Bank was founded by Mr Lam Ji Chew and began its operations in 1905 in Kuching Sarawak under the name of Kwong Lee Mortgage & Remittance Company. The company granted loans against the security export commodities such as pepper, rubber and other indigenous products. It also provided the services of remitting money of overseas Chinese to their families in Southeast region of China.…

    • 3489 Words
    • 14 Pages
    Best Essays
  • Powerful Essays

    Domino Methodology

    • 2444 Words
    • 10 Pages

    According to business management review we also might to know the statistic of There are company which more than 600,000 registered companies in Malaysia and approximately 4000 foreign companies, majority of them are companies limited by shares. Besides that we also can talk about loan for start a business which will be the capital cash for all the beginning of the business. There are nine licensed commercial banks operating in Malaysia. In addition to offering normal banking services, commercial banks may accept deposits denominated in foreign currencies from non-residents, loan foreign currencies to residents or syndicate such loans for productive purposes or for the purchase of Malaysian assets owned by non-residents.…

    • 2444 Words
    • 10 Pages
    Powerful Essays
  • Satisfactory Essays

    Wholly owned by the Federal Government of Malaysia, BNM was set up by an Act of Parliament known as the Central Bank of Malaysia Ordinance 1958. As the country’s Central Bank, its principal objects are: •To issue currency in Malaysia and to keep reserves safeguarding the value of the currency •To act as a banker and a financial advisor to the Government •To promote monetary stability and a sound financial structure •To influence the credit situation to the advantage of the country…

    • 896 Words
    • 4 Pages
    Satisfactory Essays
  • Powerful Essays

    Research Paper

    • 8481 Words
    • 34 Pages

    INTRODUCTION Interest-free banking is growing in Malaysia very quickly and widely accepted by the public, standing at an average rate of 19 percent per annum in terms of assets since 2000. By the end of…

    • 8481 Words
    • 34 Pages
    Powerful Essays
  • Powerful Essays

    Mr Wong

    • 4860 Words
    • 20 Pages

    Faculty of Public Management and Law, 2 Faculty of Accountancy Universiti Utara Malaysia, 06010 Sintok, Kedah, Malaysia…

    • 4860 Words
    • 20 Pages
    Powerful Essays
  • Powerful Essays

    Investment

    • 9367 Words
    • 38 Pages

    Cowton, C. J. (2004). Managing Financial Performance at an Ethical Investment Fund. Accounting, Auditiing & Accountability Journal , 1-27.…

    • 9367 Words
    • 38 Pages
    Powerful Essays